"J'ai acheté un téléphone à 450 000 FCFA sur WhatsApp. L'argent était bloqué jusqu'à réception. Le vendeur a livré en 2 jours, j'ai confirmé, il a été payé. Simple."
FD
🇸🇳 Fatoumata D.
Buyer · Dakar, Senegal
Available in Africa · via PawaPay
Money only moves
on delivery.
Katica holds funds in escrow from the moment of payment. The seller delivers, the buyer confirms — the money is released. No scam possible, no bad surprises.
Mobile app:
Funds held until delivery
Mobile Money · PawaPay
Dispute resolved in < 48h
Free registration
Seller protected
Payment guaranteed
Funds secured
25,000 XAF held
7%
commission
only
In partnership with
35+
Countries covered
via PawaPay across Africa
100%
Mobile Money
No bank account required
7%
Single commission
Charged at release only
< 48h
Dispute resolution
By our arbitration team
Features
What Katica does
in concrete terms
No vague promises — here is exactly how we protect your money.
Escrow
You pay, the money is held with us. The seller receives nothing until you confirm receipt.
Mobile Money withdrawal
Withdraw to your local Mobile Money via PawaPay — available in more than 35 African countries. No bank account needed.
Both sides protected
The buyer doesn't lose money if things go wrong. The seller is guaranteed payment before delivering.
Disputes in 48h
If something goes wrong, open a dispute from the app. Our team reviews and rules within 48 hours.
Escrow
You pay, the money is held with us. The seller receives nothing until you confirm receipt.
Mobile Money withdrawal
Withdraw to your local Mobile Money via PawaPay — available in more than 35 African countries. No bank account needed.
Both sides protected
The buyer doesn't lose money if things go wrong. The seller is guaranteed payment before delivering.
Disputes in 48h
If something goes wrong, open a dispute from the app. Our team reviews and rules within 48 hours.
Single commission of 7% charged only at fund release. · No hidden fees.
How it works
From payment to delivery
In 4 simple, secure steps.
1
The buyer pays
The amount is debited via Mobile Money and held with Katica. No one touches it until delivery is confirmed.
2
The seller delivers
The seller knows the money is there. They deliver with peace of mind — the buyer scans the QR code or confirms in the app.
3
The money is released
Confirmation received, funds are sent to the seller (7% commission deducted). All within a few seconds.
4
A problem? We arbitrate.
If delivery doesn't match what was agreed, the buyer opens a dispute. Our team rules within 48h.
1
The buyer pays
The amount is debited via Mobile Money and held with Katica. No one touches it until delivery is confirmed.
2
The seller delivers
The seller knows the money is there. They deliver with peace of mind — the buyer scans the QR code or confirms in the app.
3
The money is released
Confirmation received, funds are sent to the seller (7% commission deducted). All within a few seconds.
4
A problem? We arbitrate.
If delivery doesn't match what was agreed, the buyer opens a dispute. Our team rules within 48h.
Who is it for?
Whether you buy or sell
Buyers
You pay first, but your money stays under control.
- Your money is held until delivery is confirmed
- Automatic refund if the seller does not deliver
- Impartial arbitration in case of dispute
- Full history of all your transactions
Sellers
The money is already there before you deliver.
- Payment guaranteed before you even start delivering
- Fast withdrawal to Mobile Money (MTN / Orange)
- Delivery confirmation via secure QR code
- Full dashboard of all your sales
Testimonials
They trust
Katica
Buyers and sellers who have secured their transactions.
"J'ai acheté un téléphone à 450 000 FCFA sur WhatsApp. L'argent était bloqué jusqu'à réception. Le vendeur a livré en 2 jours, j'ai confirmé, il a été payé. Simple."
FD
🇸🇳 Fatoumata D.
Buyer · Dakar, Senegal
"As a seller, my biggest fear was delivering without being paid. With Katica, the money is already locked in before I ship anything. Game changer."
ET
🇨🇲 Eric T.
Electronics seller · Yaoundé, Cameroon
"I opened a dispute because the item didn't match the photos. The arbitration took 36 hours — a bit slow but I got fully refunded. Would've been impossible with a bank transfer."
AK
🇨🇮 Aminata K.
Buyer · Abidjan, Côte d'Ivoire
"Je vends de la mode en ligne. Avant Katica, deux acheteurs ont disparu après livraison. Maintenant c'est fini — le paiement est garanti avant que je parte."
MS
🇧🇫 Mariame S.
Fashion seller · Ouagadougou, Burkina Faso
"Sold my laptop to someone in Douala while I was in Bafoussam. Delivery confirmed via QR code. The whole thing felt secure from start to finish."
RN
🇨🇲 Rodrigue N.
Seller · Bafoussam, Cameroon
"Transaction créée en 2 minutes, paiement via Orange Money, attente sereine. L'argent ne bouge pas sans ma confirmation. C'est ça la vraie sécurité."
IF
🇸🇳 Ibrahima F.
Buyer · Saint-Louis, Sénégal
"I recommend Katica to all my customers. Hesitant buyers feel safe knowing their money is protected. My sales went up after I started advertising the Katica badge."
CM
🇨🇮 Clarisse M.
Online shop owner · Bouaké, Côte d'Ivoire
"Acheté un vélo à 80 000 FCFA. Vendeur sérieux, livraison nickel, argent libéré immédiatement. Je n'achèterai plus entre particuliers sans Katica."
MB
🇧🇫 Moussa B.
Buyer · Bobo-Dioulasso, Burkina Faso
"The concept is solid but the app could be faster on slower connections. That said, the escrow worked perfectly — I got my money back when the seller cancelled."
DA
🇬🇭 David A.
Buyer · Accra, Ghana
"Katica a transformé ma façon de vendre. Mes clients me font plus confiance quand je propose un paiement sécurisé. Le QR code de livraison est une super idée."
NO
🇸🇳 Nadia O.
Craft seller · Thiès, Sénégal
100% free registration
Every franc, protected
until delivery.
Katica holds funds until delivery is confirmed. You only pay when it works.
Funds held until delivery
Single 7% commission
Dispute resolved in under 48h
Available in 🇨🇮 Côte d'Ivoire 🇸🇳 Senegal 🇨🇲 Cameroon 🇧🇫 Burkina Faso and more countries